Frequently Asked Questions
The most common questions about loan comparison.
Is KrediPusula paid?+
No. Comparison and calculation are completely free. Users are never charged any fee.
Do I make my application here?+
No. KrediPusula redirects you directly to the website of the bank you choose; the application is made there, through the bank's secure system.
Do you ask for my identity or income information?+
No. We do not request any personal or financial information for the comparison.
Are the interest rates shown definitive?+
The rates are representative and for information purposes. The definitive rate may change according to your credit score and the bank's assessment.
How is the instalment calculated?+
It is calculated using the equal monthly instalment (annuity) method. For personal loans, KKDF (15%) and BSMV (15%) taxes are added to the interest; mortgage loans are exempt from these taxes.
Are there participation banks as well?+
Yes. We also list participation banks that operate on an interest-free (profit-share) basis, and you can filter them.